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Markets and Trading

T+1 Settlement

Standard one-business-day settlement cycle for North American equity trades.

Definition

Effective May 27, 2024, Canadian and U.S. equity, ETF, and most fixed-income trades settle one business day after trade date (T+1), shortened from T+2. Mutual funds typically still settle T+1 or T+2 depending on the fund. Shorter settlement reduces counterparty risk but compresses the time clients have to deliver funds.

Source

CSA Staff Notice 24-318; CIRO transition guidance

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