Free tool
CIRE exam cost calculator
What you will actually pay to prepare for and sit the Canadian Investment Regulatory Examination under the 2026 CIRO Proficiency Model. Real Fitch Learning prices, real CIRO sitting fees, and the gap that Ciroexam closes at $29.99/month or $250/year. Numbers update as you change inputs.
How the math works
- CIRO sitting fee: typically $170 CAD per attempt. The fee is paid to CIRO when you book the exam through Fitch Learning. Verify the current fee at the time of booking.
- Fitch Learning prep bundle: $895 to $1,200 CAD depending on the package (basic textbook + question bank vs full premium with video and live Q&A). Numbers from public Fitch pricing as of 2026.
- Employer reimbursement: Canadian financial-services employers commonly reimburse $500 to $2,000 in study stipends per year. Bank trainee programs often reimburse the full Fitch bundle. Some firms require a clawback if you leave within 12 months.
- Resit fee: a failed attempt costs another full sitting fee. The Fitch bundle is usually re-usable, but the prep package's term may have expired. Resits are the largest hidden cost.
- Ciroexam: $29.99 CAD/month or $250 CAD/year (saves $109.88 vs monthly). Includes all 9 CIRO Proficiency Model exams under one subscription, not just the CIRE.
Want to see your readiness before you spend anything?
Take the free 25-question CIRE diagnostic. Element-level scoring tells you which two CIRE elements are weakest. The diagnostic is the cheapest input to a real cost estimate, because it tells you whether you actually need a $1,200 prep bundle or whether $29.99 of practice questions closes your gap.
Numbers are estimates based on public 2026 pricing. CIRO and Fitch Learning prices change. Verify with the official CIRO booking flow before assuming a specific dollar figure for your situation.