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Tax and Accounts

CDIC (Canada Deposit Insurance Corporation)

Federal Crown corporation that insures eligible deposits at member institutions up to $100,000.

Definition

Insures eligible deposits — savings accounts, chequing accounts, GICs with terms of 5 years or less, foreign-currency deposits — at CDIC member banks and trust companies up to $100,000 per insured category per institution. CDIC does NOT insure mutual funds, ETFs, stocks, or bonds — those have CIPF coverage at the dealer level (different scheme, $1,000,000 per account category).

Source

Canada Deposit Insurance Corporation Act; cdic.ca

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